Financial statements your lender, surety or stakeholders can rely on.

When a bank, bonding company or investor asks for CPA-prepared financial statements, we prepare compiled or reviewed statements that meet their requirements.

Serving Buffalo, Amherst, Western New York and beyond.

Who it's for

Businesses asked to provide CPA-prepared financial statements.

  • Businesses applying for or renewing a loan
  • Contractors who need financial statements for bonding
  • Businesses with lender covenants or outside investors
  • Organizations required to provide annual statements

What's included

Compiled financial statements
Statements prepared from your records and presented in proper form.
Reviewed financial statements
Statements with limited assurance, based on inquiry and analytical procedures.
Statements tailored to requirements
Formats and schedules that match what your lender or surety asks for.
Coordination with third parties
With your permission, we confirm requirements directly with your bank or surety.
Know the difference

Compilation or review?

A compilation presents your financial information in the form of financial statements, without the CPA providing assurance on them.

A review goes further: the CPA performs inquiries and analytical procedures to provide limited assurance that no material changes are needed. Your lender or surety will usually tell you which one they require.

How it works

Clear scope, then clean statements.

  1. 01Scope

    We confirm what your lender or surety requires and agree on the engagement.

  2. 02Perform

    We compile or review your financial information according to professional standards.

  3. 03Deliver

    You receive finished statements and our report, ready to send.

Common questions

How is a review different from an audit?

A review provides limited assurance through inquiry and analysis. An audit provides reasonable assurance and includes testing and verification that a review does not.

How do I know which one I need?

Ask your lender or surety company. With your permission, we can contact them directly to confirm.

Can you prepare statements on a recurring basis?

Yes. Many clients need annual or quarterly statements, and we schedule them in advance.

Need statements for your bank or bonding company? Let's talk.

Talk to us about financial statements